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New Home Construction · Story County, Iowa
In Iowa, a New Home Construction requires a building permit.
Building a new home always requires a building permit, plus separate electrical, plumbing, and mechanical permits and full plan review. Zoning, setback, and impact-fee review also apply. Plans are reviewed under the Statewide code (IRC 2024); apply through Story County Planning & Zoning before work begins.
Source: Statewide, IRC 2024 · Verified 2026 by StateDataIndex
Building a custom home from the ground up requires comprehensive oversight from the city. This involves a master building permit that encompasses zoning, foundation, framing, plumbing, electrical, and HVAC. It is the most heavily regulated residential project, ensuring the dwelling is safe for human habitation.
With a population of around 100,466 residents, Story County generally runs a more streamlined permitting process than major urban hubs.
In high-wind, tornado-prone areas, inspectors strictly verify structural anchoring and framing compliance under the Iowa State Building Code.
For Story County residents, we highly recommend reviewing your neighborhood HOA covenants before paying any municipal fees. Often, homeowners associations maintain stricter rules regarding materials and dimensions for your New Home Construction than the county itself.
Iowa zoning is predominantly controlled at the county level, with ordinances specifically tailored to protect prime agricultural soil from urban sprawl. Fortunately, Iowa maintains relatively builder-friendly regulations, keeping base permit fees competitive.
Permit fees vary by jurisdiction and by your project's valuation, so there is no single fixed figure for Story County. We only publish fees confirmed by real homeowners — none have been reported here yet.
Confirm the current fee directly with Story County Planning & Zoning ((515) 382-7245). If you have paid for a permit here, you can add it here to help others.
Office: Story County Planning & Zoning
Address: 900 6th St, Nevada, IA 50201, USA
Phone: (515) 382-7245
Source: official Story County government records. Hours and procedures can change — call ahead to confirm.
In Story County, you or your contractor typically submit blueprints and a property survey to the local building department. Call ahead to confirm hours and accepted payment methods.
When applying for a New Home Construction permit, you or your contractor will generally need to submit the following documentation for the city's review:
Key code points for a New Home Construction in Story County: Multiple phase inspections are mandatory, including foundation, rough-in (plumbing, electrical, framing), insulation, and a final comprehensive inspection before the Certificate of Occupancy is issued.
Typical processing time for a jurisdiction of this size: 10 to 14 business days.
Building without authorization is considered a code violation. The local government can issue a Stop Work Order, forcing you to halt construction immediately. You may be subject to retroactive permit fees (often double the original cost), daily fines, or even a mandate to tear down the unpermitted work at your own expense.
Yes. Iowa generally allows property owners to act as their own general contractor under an Owner-Builder exemption. If you take this route, you assume full legal and financial liability and must ensure all work complies with the Iowa State Building Code.
Permit fees vary by jurisdiction and by your project's valuation, so Story County does not publish a single fixed figure. Confirm the exact fee with the local building department before applying.
Based on the size of Story County, the typical processing time is 10 to 14 business days. Times vary with the season and the building department application volume.
You can apply through the Story County Planning & Zoning. For questions, call (515) 382-7245.
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